Text Size
Print
Email
International News
- Text Size
- Print
- Email
Aviva (UK) Warns Against Risk of Criminal Records
Home insurance policy holders should at all times inform their insurance company if any member of the household is found guilty of a criminal offence, says insurance giant Aviva.
Failure to do this could result in all future claims being rejected even if premiums are up to date.
A spokesperson for Aviva said they do not usually issue policies to anyone with an unspent criminal conviction.
”If a customer has had a criminal conviction then they need to inform us, as this could be material to their insurance cover.”
Director of projects at Unlock, a charity organisation dealing with reformed offenders, is not happy with this state of affairs.
He says that a large percentage of consumers are not aware of the fact that they have to inform their insurer if someone in the household has a criminal conviction.
He continued “Insurers are basically imposing a blanket ban if anyone in a household has had a criminal conviction.”
He added that a very small percentage of consumers were aware of their responsibilities in this regard.
Even fewer of them are probably aware of the fact that, even if you provide room and board to someone with a criminal record, it can nullify your insurance cover.
Unlock recently published a manual to help ex-convicts better understand their rights and responsibilities when it comes to buying insurance.
Home insurance policy holders are encouraged to scrutinise their policy documents to make sure they are not violating any of the terms and conditions in this regard.
2024 The Background Investigator. All Rights Reserved.